The 2th day after the billing date of Xingye Credit Card is the repayment date, that is, the billing date is the 8th day of each month, and the repayment date is around the 28th day of each month.

first, credit cards are generally spent on the day of billing, and they can enjoy the shortest interest-free period.

second, those who spend on the day after the bill date can enjoy the longest interest-free period; For example, the billing date of Industrial Credit Card is the 1st day of each month, and the repayment date is the 21st day of each month, so if the bill is spent on July 1st, it must be repaid before July 21st, so that the interest-free period enjoyed is the shortest; If it is spent on July 2, it belongs to the bill of August 1, and it should be repaid before August 21, so you can enjoy the longest interest-free period.

Interest-free repayment period starts from the bank bookkeeping date to the final repayment date:

The longest interest-free period of Industrial Bank credit card is 5 days and the shortest is 2 days. The interest-free period is different on different credit card consumption days, and the longest interest-free period can be enjoyed on the day after the bill.

failure to repay beyond the interest-free period will result in liquidated damages. Minimum repayment amount The minimum amount that the cardholder should repay in the current period stipulated by the issuing bank. The minimum repayment amount in the current period is the sum of the following amounts.

5% of the accumulated unpaid consumption amount and 5% of the cash advance within the credit line, all the consumption amount and cash advance exceeding the credit line, 1% of the payable amount in each installment, all the unpaid minimum amount in the previous period, all the expenses, liquidated damages and interest in the current period. In case of any change, the latest bank regulations shall prevail.