1, increased. There are many reasons for applying for credit card increase, such as traveling abroad, decorating at home, buying home appliances, going to school and so on. These are the reasons for applying for increasing the quota. However, the bank will consider many factors when adjusting the credit card limit, but if the reason is justified and the cardholder is eligible for cash withdrawal, the bank will still approve it;

2. Deregulation. It is relatively simple for cardholders to apply for reducing the credit card limit voluntarily, and they can successfully handle it by calling customer service or logging in to mobile banking.