1. The transaction password is for you to use when you use a credit card to spend or withdraw cash.
2. If you have selected "password+signature" as the confirmation method for domestic consumption, the transaction password will be used by domestic merchants, overseas UnionPay merchants for consumption or ATM inquiry.
3. If you choose to confirm domestic consumption only by "signing", you must use the transaction password when inquiring or collecting at ATM.
4. Telephone banking password is a 6-digit password for customers to enter our telephone voice system or credit card channel to verify their identity. Generally speaking, when opening a card, the self-service voice system or our customer service staff will prompt you to set it on your mobile phone. In order to ensure the safety of your funds, it is recommended that you do not use simple numbers, birthdays or phone numbers as passwords.
5. The online login password is mainly used for authentication in the login process of credit card websites. Generally, when registering a credit card website, the password is set by yourself. If you have passed the real-name authentication, the login password is your telephone banking password. Real-name authentication customers can enjoy credit card management and credit card services, including personalized credit card services such as account inquiry, installment financing, event registration and e-mail setting.