The grace period for Guilin Bank credit cards is 3 days. Repayment within 3 days after the repayment date is considered normal repayment, and no overdue interest will be incurred, and there will be no credit report on overdue records. If the repayment is not made for more than 3 days, the user will be considered overdue.

A credit card that is overdue for a long time will be recorded in your credit report and affect your personal credit. Therefore, you should repay the debt as soon as possible, and then go to the bank to issue a non-malicious overdue certificate after the debt is settled. This can reduce the negative impact of overdue records.