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Which credit card company can check one year’s credit record?

People's Bank of China, Cooperative Bank.

Banks that check personal credit include: People's Bank of China, cooperative banks, and banks with my authorization and consent. In some cities, you can also check/print through the counter of China Merchants Bank outlets or the professional version. For details, please call the CMB customer service hotline. When checking your personal credit report, bring your valid ID and go to the credit report department of the local branch of the People's Bank of China to check your personal credit report.