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Can I borrow e without a credit card?
there is no credit card for Rong e-loan, so it is not necessary to have ICBC's credit card when handling Rong e-loan. If users often have business dealings with ICBC, it is still very easy to handle Rong e-loan. Business transactions include deposit, withdrawal, purchase of wealth management products, etc. Different users get different amounts when applying for e-loan.

Rong e-loan has a maximum loan amount of 8, yuan, which can be recycled within the loan amount. When it is handled, it is unsecured, unsecured and pure credit. The loan term is generally 2 years, and the longest is 5 years. Interest is calculated on a daily basis, and it is repaid with the loan. There is no penalty for early repayment, and users can enjoy a certain grace period when repayment is difficult.

The loan borrowed by Rong E can be used for home improvement, tourism, shopping and consumption, but it can't be used for private lending, and there are also matters that are clearly prohibited by national laws and regulations. When handling the loan, you can go through online banking, mobile banking and other channels. If you have time, you can go to the outlets to handle it.

users must repay the loan on time after financing E. There can be no overdue repayment. After all, there will be penalty interest after overdue repayment, and the longer it takes, the more penalty interest will be generated. After the overdue repayment, the bank will upload the overdue records to the credit information center, which will affect the handling of various loans after the personal credit information becomes bad.