Yes. I applied for a credit card because of the promotion. For example, if you use China Guangfa Bank’s car card to refuel, you can get cash back 3. If you use it to refuel, you can get cash back when you use a credit card.

There are other reasons to apply for a credit card:

1. Interest-free overdraft is supported. By swiping a credit card, you can enjoy the fun of early consumption, and it also has a certain interest-free period. As long as the cardholder pays off the balance before the final payment date, there is no need to pay any fees. For cardholders who are strapped for funds, its role is even more prominent.

2. Discounts and rights. In addition to the basic functions of a credit card, the credit card application platform will also launch various promotions from time to time, such as cash rebates for gas for car owner cards, cash rebates for overseas consumption with foreign currency cards, etc. In addition, credit card points are accumulated through consumption, and the accumulated points can be exchanged for gifts or directly offset the amount of expenses.

3. Annual fee discount. While applying for a credit card to enjoy convenient payments and preferential activities, you also need to bear a certain annual fee. However, for general Pujin cards and other levels, the annual fee can be offset by the number of card swipes or credit card points. As long as cardholders can ensure repayment in full and on time, they can enjoy the benefits of credit cards completely free of charge.

4. Accumulate good credit. After applying for a credit card, as long as you maintain good consumption and repayment habits and stay away from bad behaviors such as cashing out and overdue credit cards, you can accumulate a good credit record. A good credit record will be beneficial to the cardholder's future credit business.