Yes, if you have a good credit record, you can generally apply for a credit card successfully. Main card applicant: Mainland Chinese residents who are over 18 years old and under 60 years old. Applicants for additional cards: over 16 years old. Mainland Chinese residents under 60 years old.

Documents required for application

Required materials for applying for the main card: a copy of the applicant’s ID card and proof of employment. Materials to be submitted: Any one of the proof of financial resources and the proof of interest in dealings with our bank. Applying for an additional card: A copy of the applicant’s ID card is required. The relationship between the supplementary card applicant and the principal cardholder must be direct relatives.

Extended information

Notes on applying for a credit card:

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant. , basic information, economic status or source of income, guarantor and its basic information, etc. And submit certain copies of documents and certificates to the card issuing bank.

After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.

After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. The creditworthiness of the applying unit must be evaluated, and the relevant circumstances of the guarantor must also be reviewed for individuals.

Postal Savings Bank of China-Credit Card Application