including the system withdrawal and the small package received by the financial APP:
1. System withdrawal:
The system will withdraw the amount for you from time to time according to your consumption behavior, consumption habits, repayment ability and repayment status, so please pay attention;
2. Fixed withdrawal package:
Fixed withdrawal package: it is collected through the homepage of Jingdong Financial App-White Withdrawal
or the homepage of Jingdong Financial App-White Withdrawal-White Withdrawal Available Line-Quota Management-Weekly Withdrawal Package;
line calculation:
for IOUs users with good credit, JD Finance App rewards IOUs with withdrawal packages every week, and the amount of withdrawal packages is comprehensively calculated based on IOUs usage and account consumption.
collection time:
you can collect the withdrawal package of the current week from : every Monday, and it is valid for 7 days from the first time you enter the withdrawal page in the current week.
For example, the user enters the withdrawal page for the first time in that week on Sunday, and the withdrawal package will be invalid next Sunday.
I can't get the withdrawal package for the time being in the following situations:
1. New users of the withdrawal package
2. There is a current breach of contract (paying off the bill for breach of contract, and I can continue to try to get the withdrawal package the next week)
3. The account has a record of default for more than 3 days or the payment of the account has been stopped
4. The account has not passed the qualification evaluation of the withdrawal package through the system
5. Buying a wealth management account and opening the withdrawal package. Stop payment of gold bars
Customers are advised to keep a better record of consumption and repayment in JD.COM, and the system will give you an amount from time to time. In addition, we will have irregular IOUs withdrawal activities, please pay attention to the IOUs channel or IOUs website of Jingdong Financial App. When the available amount of IOUs is insufficient, you can also make payment through combined payment.
3. Temporary withdrawal package (small white credit withdrawal package):
You can get it through Jingdong Financial app- I-Small White Credit-Wealth-Withdrawal Package
or Jingdong Financial PC Home-White Credit-Small White Credit Life Withdrawal Package.
the validity period is 3 months.