Refunds from Bank of China credit cards will arrive in your account in about 1-3 days.

Under normal circumstances, Bank of China credit cards will arrive in your account in about 1-3 days. The specific arrival time of refund to credit card is subject to the bank. Please note when refunding credit card purchases. Credit card holders should pay attention to whether the refund occurs before or after the billing date. If the refund occurs before the billing date, the refund can be directly offset against the current balance. If the refund occurs after the bill date, since the current bill has been issued, the cardholder will have to repay the balance based on the amount owed on the current bill. After the cardholder pays off the current balance, the refunded amount will be regarded as an overpayment on the credit card or a temporary increase in the credit card limit, which can be used to offset future consumption debts. If the cardholder wants to withdraw the refund, he must pay the corresponding fees according to the charging standards for withdrawing credit card overpayments. Each bank has different charging standards, and some banks are free of charge.