The credit card and fuel card of the owner of Guangfa are not counted as points, because the consumption of Sinopec gas station belongs to the wholesale category of public utilities (different banks may have differences), and it depends on the POS settings of Sinopec if it is not within the scope of points. In addition, whether the credit card consumption generates points is related to the POS machine settings of various merchants, and the merchant type is set by UnionPay itself.