Agricultural Bank of China Jinsui Business Card is also a credit card product, so it can be withdrawn (including overdraft withdrawal and overpayment recovery). Corporate card holders can withdraw RMB cash within the available cash withdrawal limit through the card and payment password at the counter or self-service equipment of any branch of Agricultural Bank of China. Agricultural Bank of China will charge a certain withdrawal fee and interest when borrowing cash in advance, of which the accumulated amount of cash borrowed by credit card accounts in China in a single day shall not exceed 2,000 yuan (cash borrowed by ATMs, counter channels and main and auxiliary cards). Withdrawal of excess deposits (recovery of overpayment) requires a withdrawal fee, and the fee is the same as that of cash borrowed in advance (except for card types with special provisions, for example, members of ABC Jinsui QQ do not need to collect fees for withdrawing excess deposits in the same city, and Jinsui Business Card is treated the same).

As for the billing date, the billing date of different credit cards of ABC is different. Take the "Jinsui Business Card" of Agricultural Bank of China as an example. The billing date is 10 every month, and the final repayment date is the 25th day after the billing date, which is probably the 4th or 5th of the following month. Therefore, ABC's Jinsui business card consumption enjoys an interest-free repayment period of up to 56 days, while cash borrowed in advance does not enjoy an interest-free repayment period, and must be repaid on the repayment date after the current bill is issued.