Emergency funds can be recycled, as long as cardholders maintain good repayment habits and avoid overdue and high debt ratio. After the cardholder has paid off a sum of money, no matter whether it is paid off or not, he can apply for a loan again as long as there is still a quota. However, it should be noted that if you apply for the next loan without paying off the previous one, whether you can pass the loan review depends on the credit qualification and repayment ability of the cardholder.
ICBC's credit card needs to be repaid in the current month in case of emergency, and does not enjoy installment repayment, which belongs to short-term emergency lending products. If the borrower applies after the bill date of the current month, it will be included in the credit card bill of the next month, and there is no need to repay it in the current month. But the longer the repayment time, the more interest will be generated.
App；lication method of ICBC credit card emergency payment: log in to ICBC e-Student App; Click "Finance"-"I want to borrow urgently" to apply; After the application is successful, part of the credit card limit can be transferred to ICBC debit card, and then used in various consumption scenarios.
You can check your online loan big data information at: Beijian Quick Check. The database cooperates with more than 2,000 online lending platforms, and the queried data is very accurate and comprehensive.
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What is the urgent need of ICBC?
Some time ago, ICBC launched the "urgent need for money" business. So, what is ICBC in urgent need of money?
ICBC urgently needs money, which is actually a short-term capital turnover business of credit cards, similar to the cash installment business of credit cards. Icbc credit card holders can transfer the funds within the credit card withdrawal limit to debit cards in their own names, then withdraw money for use or direct consumption, and then repay on time.
If you have handled credit card business in ICBC, you can download ICBC's credit card APP "ICBC e Life", find "urgent money" after logging in, click Enter, and then follow the prompts.
It should be noted that because "urgent money" applies for the withdrawal limit of credit card, it will occupy the credit card limit, and the maximum single payment is only 5,000 yuan, and the maximum daily payment is 1 1,000 yuan.
If it is only a short-term application, it is more appropriate to apply for "urgent money". But if you want to apply for a long time, "urgent need of money" is not appropriate. Comparatively speaking, "financing e-loan" will be more appropriate.