It is calculated from the card issuance date, not the calendar year. Annual fees for China Merchants Bank credit cards: regular card ￥100/year, regular card supplementary card ￥50/year; gold card ￥300/year, gold supplementary card ￥150/year. When applying for a China Merchants Bank credit card (except unlimited card/platinum card/commercial card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/Miss Kitty perfume credit card), the annual fee for the first year will be borne by China Merchants Bank Your credit card or partner will reduce the advance payment for you if you make 6 purchases with a single card within a full year of validity of your card (from the date of card issuance, not a natural year) (the amount and form are not limited; different types of credit cards require 6 swipes each) pen), the annual fee for the card can be waived for the following year.