The 30 most effective ways to save money:

Insist on keeping accounts and review every month. Understand each income and expenditure, and make up for any overspending next month.

2. Set a goal to save money, and break it down to how much you save in a year and implement it every day of the month.

3. Separate things regularly, get rid of unused things at home, and replace or sell them on salted fish for money.

4. Buy basic clothes and shoes, and try to be in one color that is easy to match and will not go out of style.

5. Replace the mobile phone card package with the cheapest package.

6. Eat less takeout, learn to cook by yourself, which is nutritious and healthy, and can also improve your cooking skills.

7. Don’t buy snacks and quit milk tea and ice cream. Snacks are not only easy to gain weight, but also cost a lot of money.

8. Bring a water bottle and power bank when you go out, and drink less drinks.

9. Bring your own reusable shopping bags when you go out to buy groceries and go to the supermarket.

10. Eat more seasonal fruits and vegetables, out-of-season ones are expensive and less nutritious.

I1. Don’t go out to eat hot pot, prepare it at home.

12. Don’t buy packaged meat, buy meat and slice it yourself at home.

13. Go to the farmer’s market early in the morning and buy vegetables grown by farmers themselves.

14. Go to the supermarket 45 minutes before get off work, as there are many discounted products.

15. Don’t go to large supermarkets to buy regular-priced products. Products of the same quality and style are available online during Double 11 and 618 activities are half the price.

16. Avoid ineffective socializing and reduce consumption of food, drink and entertainment with colleagues and friends. Some happiness is not real happiness.

17. Add the items you want to buy to your shopping cart first, and then decide whether to place an order a week later, and refuse to stock up.

18. Don’t go to the supermarket when you are hungry, avoid impulse purchases, make a shopping list before buying, and strictly implement it.

19. Minimalist skin care. Only buy the right skin care products, not expensive ones. You can replace them with trustworthy domestic products, which are cheap and affordable.

20. Don’t hoard skin care products. Empty bottles before buying new ones will cost you nearly a thousand yuan.

21. Buy less lipstick and choose two classic colors.

22. Don’t dye or perm your hair. Your natural hair will be beautiful. Don’t let your hair get damaged or dry out.

23. Close your credit card, borrow money from Huabei, and turn off the automatic renewal of video membership.

24. Don’t buy things just to spend the coupons, and don’t go shopping just to save money. Coupons, the more you read, the more you buy

25. Learn financial management, make savings compulsorily, deposit a sum immediately after your salary, and invest part of it in a fund to earn income.

26. If you don’t have a fitness card, you can do yoga, rope skipping and walking at home, and the exercise effect will be just as good.

27. Try not to take a taxi, choose public transportation, bicycles, buses, and subways to travel, and keep walking within one or two kilometers to save money and exercise.

28. Stay in a hotel on a business trip. , take samples of extra toiletries home for use.

29. Start a side job to make money and save money at the same time.

30. When investing in yourself, you must spend money on yourself to improve yourself and improve your earning power.