according to the regulations of Kunlun bank credit card, it is necessary to provide my valid identity certificate and relevant supporting documents. Article 8 Any individual with full capacity for civil conduct, a stable and lawful source of income and a good reputation may apply to the card issuer for a personal card of Kunlun Credit Card with his/her valid identity certificate and relevant supporting documents.

the main cardholder of personal card can apply for a supplementary card for your relatives or friends, and the applicant for the supplementary card must be a natural person with full civil capacity or a natural person with limited civil capacity. The cardholder of the primary card shall be fully liable for the debts incurred under the primary card and the secondary card. The cardholder of the secondary card shall be jointly and severally liable for the debts incurred under the primary card and the secondary card.

article 9 the applicant must fill in the application form truthfully, authorize the card issuer to inquire and confirm the authenticity of the materials provided by it, and sign a contract with the card issuer.

article 1 the card issuer decides whether to issue credit cards to the applicant according to the credit status of the applicant. under the premise of strictly controlling business risks, it grants credit lines of different grades according to the relevant regulations of the banking supervision department and the credit conditions of the applicant, and adjusts the credit lines of the cardholder according to the card usage and credit status changes of the cardholder.

article 11 the validity period of Kunlun credit card is set (the specific period shall be subject to the actual validity period recorded on the card), and the cardholder shall use it within the validity period.

if the cardholder is unwilling to get a new card after the card expires, he should inform the card issuer in writing or in other ways recognized by the card issuer one month before the card expires. The creditor-debtor relationship formed by the cardholder's use of the credit card will not change due to the expiration of the card.

Extended information

Kunlun Credit Card has basic functions such as credit consumption, transfer settlement, cash deposit and withdrawal, and cardholders can enjoy corresponding value-added services according to different grades of their cards.

Kunlun Credit Card can be used at the acceptance point marked with "UnionPay" and the outlets designated by the card issuer, self-service machines and special merchants.

The cardholder's spending in China UnionPay and special merchants of card issuers at home and abroad, or depositing and withdrawing RMB cash at designated outlets, will be credited to the RMB account. Cardholders using credit cards in consumption abroad and withdrawing cash shall be handled in accordance with the relevant regulations of international bank card organizations and acquiring banks.

the card issuer shall repay the cardholder in the order of paid bill and unpaid bill, and the repayment order shall be the arrears in the previous period and the arrears in the current period.

among the arrears in the same period, all the arrears in the credit card account shall be repaid in the following order: overdue for 1-9 days (inclusive), and the repayment order is interest, expenses, cash advance principal and consumption overdraft; If the payment is overdue for more than 91 days, the repayment order is cash principal, overdraft, interest receivable or various expenses. Card issuers have the right to change the above order according to the situation or according to China's regulatory requirements.

Kunlun Bank-Kunlun Bank Credit Card Articles of Association