No, credit cards cannot be repaid or transferred;

So you can only withdraw cash or cash out to repay another card, and take the existing handling fee and 10,000 yuan per day 5/5 interest; ? There is a cash-out fee for POS machines.

Under normal circumstances, there is no need to worry. If you occasionally encounter financial constraints, you can use credit card TX.

I have also applied for installments, just to give the bank a little sweetness and to prepare for easy withdrawals in the future.

This is done by taking advantage of the different repayment dates of the two cards. However, this requires paying interest fees, and it is not very cost-effective.

For example, the repayment date for the first card is the 1st, and the second card is the 15th. Then on the 1st, the overdraft of 100 yuan will be withdrawn from the first card (just hypothetical), and at the end of the month, the payment will be withdrawn from the second card. Withdraw 100 from the overdraft of one card, and pay back the 100 from the first card. On the 14th, withdraw 100 from the overdraft of the first card and pay back the second, and the cycle continues.

It is not advisable to do this, but in theory, you always have a sum of money from the bank. You will always owe the bank 100 yuan, which is equivalent to early consumption.

It is very expensive to cancel an overdraft, and it is against the rules to cash out by using your card at other stores.

So, it is not recommended to do this.