680 yuan. Huaxia bank panda football credit card has two grades: gold card and platinum card. The annual fee of Huaxia Panda Football Platinum Card is 680 yuan, and the annual fee of Platinum Card is free in the first year. If the annual transaction reaches 20,000 points, the annual fee for the following year can be exempted. The annual fee for the gold card is 200 yuan, and the annual fee is free in the first year, and the annual fee is free in the following year if you swipe your card five times a year. However, the platinum card needs to spend 20,000 points every year to avoid the annual fee for the following year.