First of all, UnionPay cards can be accepted in the Maldives. On August 10, 2015, UnionPay International announced the signing of a comprehensive and in-depth cooperation agreement with the Maldives Airport Company to provide UnionPay cardholders (card numbers starting with 62) with high-quality, convenient services and exclusive benefits. The Maldives is one of the most popular island travel destinations. In the first five months of this year, the number of Chinese tourists to the Maldives continued to grow, accounting for nearly 30% of all tourists visiting the Maldives. Correspondingly, the local UnionPay card acceptance scope continues to expand. 90% of ATMs and merchants can accept UnionPay cards, covering various island resorts, restaurants and souvenir shops. In the first half of this year, UnionPay card transaction volume in the Maldives exceeded that of the whole of last year.
Although I say this, not all islands support UnionPay cards. Visa cards are accepted on most islands. It is recommended that you apply for a visa dual-currency card first. Or ask the hotel you are going to if it supports it.
Finally, it is not cost-effective to pay with a UnionPay card and go through the UnionPay channel, because it involves an exchange rate fee for converting RMB into US dollars, and then converting US dollars into RMB. And with a VISA credit card, you can settle the bill directly in foreign exchange US dollars. .