The conditions that credit card holders of CITIC Bank need to meet when applying for installment payment include:

1. Use CITIC Bank credit card to spend more than 600 yuan in a single transaction;

2. Credit card holders of CITIC Bank must hold the card for more than 3 months before applying for installment payment;

3. The application time (by calling customer service or logging in to online banking) is between the due repayment date from the date when the consumption is recorded;

4. There was no credit stain before.