What are the annual fee-free credit cards?
China Citic Bank
The main card applicant 18-65 years old, and the auxiliary card applicant 16-75 years old. A natural person with full capacity for civil conduct can apply for a credit card of CITIC Bank, and the requirements are not high. In addition, although the credit card limit of CITIC Bank is not very high, the withdrawal limit is relatively fast, as long as the cardholder uses the credit card as soon as possible to maintain a good credit status.
Huaxia Bank
Master card applicant 18 to 65 years old, with full capacity, stable job, income and fixed residence, can apply, which is easier than state-owned banks. Huaxia Bank's credit card limit is moderate, generally between 10000-50000, which fluctuates slightly according to the applicant's credit status.
Everbright Bank
Everbright Bank has a low credit card approval threshold. As long as the applicant's credit status is good, it can basically pass, and the credit card limit is relatively high. Most credit cards of China Everbright Bank can reach 10000 yuan.
Ping An Bank
The applicant for the main card is between 20 and 65 years old, and the applicant for the auxiliary card is 14-65 years old. In addition, new users need to provide credit card applications, resident identity cards within the validity period, work certificates and other information. At the same time, the applicant's personal credit information needs to be kept good and the debt ratio should not be too high.
China Merchants Bank
China Merchants Bank's credit card issuance volume is second only to that of Industrial and Commercial Bank of China, and the threshold for credit card application is not high. Basically, as long as there is no problem with personal credit information and there is a stable job and income, it can be approved.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
The credit card of China Everbright Bank is issued free of charge, and the pass rate is over 90%. Apply for this card. China CITIC Bank offers more credit cards and more benefits. Apply for this card. Huaxia credit card platinum card, gold card, annual fee free in the first year, 5 free in the next year. Minsheng Bank's credit card is easy to take off, and the amount is high, free of annual fee. If Shanghai Pudong Development Bank is hungry, the joint credit card take-out will be reduced by 7 yuan every day. After spending six times a year at will, apply for the annual fee-free card for the next year. New customers can easily borrow cash from China Merchants Bank's credit card in advance, and send a sum of money for two years to JD.COM Plus members to apply for a card. The new customers of Guangfa Bank will send a one-year JD.COM Jiajing Classic Annual Card to apply for the card, and all kinds of rights and interests will apply for the card. Ping An Bank's standard credit card online shopping fee will be refunded, and 60 yuan, a new customer, will pay a reduction package to apply for a card. It is easy for the above major banks to apply for high and low cards, and credit cards can be exempted from annual fees if they meet certain conditions. You can pay attention.