I don't know since when, credit cards have gradually penetrated into all aspects of our lives, which can not only bring you a quality shopping experience of spending first and then repaying, but also enjoy some extra credit card preferential activities. However, when you swipe your card, you should also pay attention to it. Don't swipe your card blindly, or you will accidentally touch the bank's risk control system and be divided by the bank's warning of reducing the card. Then why is the credit card blocked by the bank? How to resume the use of credit cards? After reading this article, you will have the answer!

why are credit cards blocked? Generally, it is caused by these factors:

1. There are risks in the use of credit cards, for example, the wrong transaction password is entered continuously in a short period of time, or the cardholder often spends money in China, but suddenly a large sum of consumption abroad comes, which may lead to the risk of stealing the credit card;

2. In the process of using the credit card, there are irregularities, such as illegal cashing out, swiping out all the quota at one time as soon as you get a new card, or often making large purchases in the same merchant, which is suspected of illegal cashing out;

3. The last point is that the credit card is overdue. Needless to say, everyone should know how serious the consequences will be. Not only will the card be reduced by the bank, but it will also be reported to the central bank's credit information system, which will affect everyone's future card application and loan application.

to sum up, credit cards blocked by banks are usually caused by overdue repayment, excessive consumption restrictions or abnormal activities. In order to resume the use of credit cards, cardholders need to pay off overdue debts in time, control consumption and communicate with banks. If everyone's credit card is blocked only because of some abnormal behavior, there is still a chance to be unblocked. On the contrary, the customer service of the bank will ask you to provide the corresponding consumption invoice to make sure that you are not cashing in. As long as there is nothing wrong with the submitted information, it will be unsealed as soon as possible.

finally, please pay close attention to your card account status and transaction records after ensuring that the credit card usage problem has been properly solved. Check the credit report regularly to ensure that all information is accurate and avoid similar problems from happening again.