1. Pay off overdue debts as soon as possible: Pay off overdue debts as soon as possible, so as to avoid more serious consequences caused by continuing overdue.
2. Contact the customer service of Huatong Bank: Contact the customer service of Huatong Bank as soon as possible, explain the reasons for your overdue, and indicate that you will pay off the arrears as soon as possible.
3. Pay attention to the repayment period: pay attention to the repayment period to ensure that it will not be overdue again.
4. Establish a good repayment record: you have paid off your debts. Please keep the repayment records so that you can successfully pass the examination when you need to apply for a loan or credit card in the future.