If the status is normal, and this 30,000 yuan is a consumption transaction within your fixed amount, you can apply for installment.

There are differences in handling fees for different staging types. Suppose you apply for consumption installment, you need to apply between consumption and 2 days before the latest bill date. Three installments, six installments, 12 installment, 18 installment and 24 installment (once a month) can be selected, and the corresponding handling fees are 0.7%, 0.6%, 0.6% and 0.6% respectively. (Monthly handling fee = total installment amount * handling fee rate).

If 12 installments are selected, the repayment amount of each installment is: 30,000 ÷12+30,000× 0.6% = 2,500+180 = 2,680 yuan.