1. Download the "Ping An Bank Pocket Bank" mobile client.
2. Click "More" in "Credit Card".
3. After entering, click "Advance settlement by installment" in "Loan by installment".
In addition, users can also apply through Ping An Bank's credit card customer service hotline 955 1 1 ext. 2 or go to the counter of Ping An Bank's business outlets. It should be noted that users still need to pay the corresponding handling fee when they prepay their credit cards in installments.
Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers.
The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Credit card repayment methods are:
1, ATM repayment. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money in the credit card means paying back the money.
2. Mobile banking repayment. All major banks have mobile banking software, which can be installed on mobile phones to repay credit cards.
3. AliPay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.
4. wechat repayment. There is a credit card repayment function on WeChat. Click "Me"-"Pay" to see the "Credit Card Repayment" function.
5. Repay at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.
Credit card loans can generally be paid off in advance, depending on bank regulations. Because credit card loans sometimes charge a one-time fee, prepayment does not save money. At the same time, according to the contract, sometimes it is necessary to pay liquidated damages for early repayment. Before applying for a credit card loan, users should ask whether they can repay in advance, whether they need to pay liquidated damages in advance and whether they can save interest in advance.
If credit card loans support prepayment, users can make prepayment through mobile banking, online banking or bank counters.