1. Cash withdrawal by credit card:
1. Cash withdrawal by credit card overdraft:
A Handling fee: depending on the regulations of various banks, for example, .5% of the cash withdrawal amount is charged for credit cards of CCB, with a minimum of RMB 2 yuan and a maximum of 1 yuan; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of RMB 1 yuan per transaction;
B interest: calculated at five ten thousandths of the daily interest.
2. Cash withdrawal of credit card overpayment: Some banks need to charge handling fees, while others don't.
2. Credit card spending at POS machine:
1. Repay in full on time, free of interest;
2. Pay the minimum repayment on time, and charge it at the rate of five ten thousandths of the daily interest;
3. overdue repayment, in addition to the above interest, there are also late fees.