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Is China Merchants Bilibili Credit Card Worth It?

First of all, judging from the appearance of this card, the main body of the China Merchants Bank bilibili co-branded credit card is the 2233 Chinese style Huacai new image jointly designed and produced by Bilibili and the Forbidden City. The painting details are all referenced from the collection of the Forbidden City. Authentic. What’s even more worth mentioning is the craftsmanship of the card. The fan frame on the gilt card surface is inlaid with gold edges using gold-plated craftsmanship. The characters and clothing are outlined with frosted relief, and the crabapple flowers also have a faint floral fragrance. In short, the card surface is beautiful. Very high, it is not an exaggeration to apply for it as a collection.

Secondly, from the annual fee point of view, the card level is gold card, the annual fee policy is 300 yuan/year, the annual fee is waived in the first year, and the annual fee for the next year can be waived by swiping the card 6 times a year. The validity period of the card's points is permanent and has the basic function of an interest-free repayment period of 19-50 days.

Finally, let’s look at the rights and interests of this credit card. In terms of rights and interests, from December 23, 2020 to March 31, 2021 (inclusive), the application was completed and the China Merchants Bank bilibili co-branded credit card was successfully issued. New household head card holders can receive gifts if they meet any of the following conditions within the next two calendar months after the card is issued. The gift rights include a station B annual membership card, REVERE Corning Sapphire cooking pot, China Merchants Bank 1,000 credit card points (choose one of three types).

To sum up, although the annual credit fee of 300 yuan is high, you can reduce the annual fee for the next year by swiping the card 6 times a year. I believe it should be a piece of cake for cardholders who often use the card. Disc? If you also like this co-branded card, you can apply for it on the official website or offline branches of China Merchants Bank.

Main Features

1. It is not encouraged to deposit cash in advance, consume first and repay later, enjoy an interest-free repayment period, and can repay in installments (with a minimum repayment amount) independently. Join International credit card organizations such as VISA, Master Card, and JCB are used globally.

2. It is one of the fastest growing financial services today and is an electronic currency that can replace traditional cash circulation within a certain range.

3. It has both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

4. It is a high-tech product that integrates financial services and computer technology.

5. Can reduce the use of cash currency.

6. Can provide settlement services to facilitate shopping and consumption and enhance a sense of security.

7. It can simplify the collection procedures and save social labor.

8. Can promote product sales and stimulate social demand.