Credit card charges are different, and the discounts are different;
Air China partner Kaka is UnionPay VISA, which supports dual currencies of RMB and USD. When using this card, you need to sign the verification method.
The annual fee for Air China's audio card is RMB 100. The annual fee for the first year is free, and the annual fee for the second year is free if you swipe your card six times a year.
Other expenses of this card include:
1. Expenses exceeding the credit card limit
For the part exceeding the credit limit, the annual interest rate is 5.00% per day, and the minimum is 65,438 USD +0.00 Yuan or 65,438 RMB +00.00 Yuan.
2. Cash withdrawal fee
According to 3.00% of the withdrawal amount, the minimum is 10.00 RMB.
3. Late payment fee for overdue repayment
5.00% of the outstanding portion of the minimum repayment amount, with the minimum being USD 65,438 +0.00 yuan or RMB 65,438 +00.00 yuan.
Four. Domestic and foreign bill deposit and withdrawal fees
Domestic original 50.00 yuan; The domestic version is 20.00 yuan; Foreign original $8.00; Foreign copy $5.00.
5. Withdraw the cash handling fee deposited in the credit card
0.50% of the refund amount, with a minimum of RMB 5.00.
Intransitive verbs, others.
Card replacement fee 15 yuan; Report the loss of RMB in 60 yuan; Make up the bill handling fee of RMB in 5 yuan, and the SMS service is free.
The functions of Air China sound card are:
1, universal;
It can be consumed by more than 22 million special merchants marked with VISA logo or special merchants of China Merchants Bank around the world, and the local currency can be extracted by passwords at more than 800,000 ATMs marked with VISA logo or ATMs of China Merchants Bank around the world. At the same time, you can spend money at special merchants with UnionPay logo or special merchants of China Merchants Bank, and withdraw RMB by password at ATMs with UnionPay logo or counters of China Merchants Bank.
2. One card and two currencies are universal;
Air China bosom friend credit card can be easily used at home and abroad, and the network is used in more than 200 countries and regions around the world. Every time consumption abroad can repay in RMB, it is truly universal.
One card and two mileage accumulation
Air China bosom friend credit card is not only Air China bosom friend membership card, but also China Merchants Bank credit card. In addition to accumulating mileage on Air China flights, you can also use Air China bosom friend credit card to spend in advance or borrow cash to accumulate mileage. Cardholders who spend money by credit card (real estate, automobile sales, wholesale and other businesses do not participate in mileage accumulation) or borrow cash in advance can accumulate Air China Companion Award Miles, which can accumulate 65,438+0 kilometers for every 65,438+08 RMB or 2 USD. The more you swipe your card, the more miles you return.
3, double reward lift a finger
When spending money with Air China and its partner merchants, you can enjoy the exclusive rights and mileage rewards provided by Air China and its partner merchants as long as you show your friend credit card. In addition, if you use Air China Yin Zhi Credit Card to pay the above amount, you can also redeem mileage with each credit card consumption.
4. Exclusive rights and interests of 4.VIP customers
When the mileage accumulated in Air China bosom friend mileage account reaches a certain standard or the number of flights, you will have the opportunity to upgrade to Air China bosom friend VIP customer. In addition to getting more extra mileage rewards, you can also enjoy the VIP rights such as free use of the airport VIP room and priority standby at the airport.
5, value-for-money guarantee flight worry-free;
As long as you use Air China bosom friend credit card to buy air tickets, you don't need to go through any formalities and pay any fees, and you can get free aviation accident insurance of 2 million yuan for gold card and 500,000 yuan for ordinary card every time. Value-for-money flight, Air China bosom friend credit card gives you the most value-for-money protection.
6. Booking tickets by telephone and delivering them to your door;
With Air China bosom friend credit card, you can easily book air tickets and enjoy free door-to-door delivery service by calling Air China's free booking telephone number 800-810-11. All payments can be made by air China bosom friend credit card, and no extra handling fee is guaranteed.
7. Free hotline global service
Air China bosom friend credit provides free hotline service 24 hours a day, 365 days a year. Just dial 800-820-5555 (or 02 1-38784800), and there will be a dedicated person to provide all kinds of intimate professional services and properly handle matters related to Air China bosom friend credit card. If you need to check the accumulated mileage of Yin Zhi membership card, you can also call 0 10-64595500 "Air China Yin Zhi" Global Voice Service Center for consultation.
Air China sound card application conditions:
Master card applicants must be 18-60 years old if they are local residents, and 25-60 years old if they are overseas; The supplementary card applicant must be the parent, spouse or child of the main card holder (18 years old or older).
ICBC Peony HNA Credit Card MasterCard is a savings card that serves the public. ICBC Credit Card Points Exchange Mall (Baggage Room) ICBC is the only designated exchange mall, and points cardholders can log in to their accounts to exchange points for gifts.
First, various exchanges benefit relatives and friends.
When the Jin Peng mileage in the cardholder's account reaches a certain standard, you can apply to HNA Jinpeng Club to exchange various reward gifts for yourself or your relatives and friends, including free air tickets, free upgrades, HNA hotel accommodation, cosmetics, famous brand gift packages, various exquisite small household appliances and other household items, so as to share the joy of swiping your card with your relatives and friends.
Second, the function of financial services.
It can be used in China Industrial and Commercial Bank18,000 business outlets, more than 23,000 ATMs and POS and ATMs with UnionPay logo.
Third, traffic accident insurance.
Peony HNA Credit Card (Express brand) provides high traffic accident insurance, which fully protects the rights and safety of customers, allows customers to enjoy the fun of travel with peace of mind and realize a worry-free journey.
Four. Global service and support
Peony HNA Credit Card (Express brand) can get professional and effective global support by calling SOS all-day service hotline 86- 10-64 105727. One number, global service, providing professional guarantee. At the same time, more than 2,200 American Express travel offices in more than 40 countries around the world provide cardholders with travel support services overseas.
5. Exclusive travel discount
Peony HNA Credit Card (Express brand) and many well-known hotels have jointly launched exclusive offers in China and Asia-Pacific region to create a more comfortable journey and experience. American Express selects merchants to provide you with exclusive discounts on travel, leisure, catering and shopping in many countries and regions around the world (more than 300 merchants in China), which will double your travel pleasure.
More services
★ One card, two coins, universal;
★ It has the functions of credit consumption, transfer settlement and cash deposit and withdrawal;
★ consumption abroad, domestic RMB repayment;
★ It can be agreed that the account will be repaid automatically;
★ Provide revolving credit and an interest-free repayment period of up to 56 days;
★ Online shopping at home and abroad;
★ Free real-time SMS balance change reminder function;
★ It can be used in overseas merchants and ATMs with "MASTERCARD" and "AMEX" logos.
Bidding conditions:
At least 18 years old, with full capacity for civil conduct; Individuals whose work unit is located in the card issuing institution and have a stable income and a fixed residence may apply to China Industrial and Commercial Bank for a Peony Card. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.