Credit cards are generally classified into ordinary cards, gold cards, platinum cards and diamond cards, and black cards are the king of credit cards.
Bank cards are usually savings cards and credit cards. If the level of savings card is Class I card and Class II card, Class I card is fully functional and can deposit and withdraw money. The second type of card is usually a wealth management card, which can purchase wealth management funds and other functions. In addition, credit cards are graded. Divided into ordinary cards, silver cards, gold cards and diamond cards. The higher the level, the greater the overdraft limit of the bank card.
What are the grades of bank cards?
Bank cards are classified into ordinary cards, gold cards, platinum cards and diamond cards.
1, Puka
All UnionPay cardholders can enjoy safe and convenient card service. UnionPay cards are not only widely used in China, but also used in more than 40 countries abroad.
2. Gold card
On the basis of general card rights, gold card holders can enjoy a higher credit limit and various special services provided by UnionPay and card-issuing banks, such as road rescue and insurance services, making their lives more convenient and comfortable.
3. Platinum card
Unionpay, the joint issuing bank, provides platinum cardholders with services such as platinum secretary, platinum business circle and online ordering of green food, which is more considerate and thoughtful.
4. Diamond cards
Unionpay, the joint issuing bank, provides diamond card holders with more personalized services, such as the courtesy of senior members in high-end hotels, the service of high-end clubs, and the service of UnionPay Platinum VIP rooms. And highlight the distinguished status of cardholders through high-quality exclusive services.
What are the classifications of bank cards? Bank cards are divided into debit cards and credit cards according to their types:
1, debit card
The bank card that the cardholder deposited with the issuing bank before the transaction. Debit cards are easy to carry, and it is very convenient to deposit and withdraw money at the bank counter or operate at ATM. You can also earn interest by saving with a debit card.
2. Credit card
The issuing bank gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay the bank card. The difference between a debit card and a credit card is that the signature strip on the back of the credit card is printed with a CVV code consisting of three Arabic numerals.