A white family legal person who has reached the age of 55 can apply for a credit card, but in addition to meeting the age requirements, it also needs to meet the following basic conditions:

1. The applicant is a natural person with full capacity for civil conduct and can provide valid identification.

2. Have a legal and stable source of income and the ability to repay the arrears on time.

3. The credit status is good, and there are no bad records such as overdue.

4. You can provide the company's business license and tax bills for the last three months, and you can also provide your own other financial certificates.