At the same time, many people apply for a credit card, but they are not satisfied when they get off the card. Sometimes the approved credit card amount does not meet expectations, or the amount is really low, and some people cancel the credit card as soon as they receive it and have not activated it. Even some people, after the credit card approval results come out, find that the credit card amount is not satisfactory after the credit card is made, and call to cancel the credit card without waiting for the bank to send the card. In this case, the bank may make the bank bear grudges, leading to the re-application of this card type, and the bank credit card refuses every second.
It should be noted that there is a certain period of time from the time you submit your application to the time when your bank application is approved. During this period, your credit card can still be used, so if you really want to cancel this credit card, don't swipe it again, and you can't throw it away to prevent it from being stolen.
So, before you cancel your credit card, be sure to check whether there is any balance or arrears in your credit card. If there is any arrears, be sure to call ICBC customer service in time to find out before you can cancel your credit card. Carefully plan the order of card application and the first card, and don't rush to handle cards for a short-term goal, especially the second card that will receive credit information.
how to cancel the ICBC credit card:
1. ICBC international card
If you use the ICBC international card, including Visa, Master, AE and other brands, you need to write in person: ID card and credit card to the ICBC branch (that is, xx ICBC Card Department) to cancel the credit card
2. Other ICBC credit cards
① If you hold RMB debit card or quasi-credit card.
② If you have Peony Credit Card or Peony International Debit Card, you can cancel it by calling ICBC's credit card customer service hotline directly.