No. According to information from Baidu Lulin, because a credit card is a personal limit based on an individual's credit status, after the cardholder dies, the bank will first deduct the relevant arrears from the deceased's repayment account. If the account balance is insufficient, the bank can Through legal procedures, the court will enforce the personal property in the name of the deceased and the portion of all property belonging to the deceased to repay the debt, so the credit card debt will not affect the family.