Brand model: iPhone 13

System version: iOS 15.0

Application version: v5.6.0

Huaxia credit card points can be redeemed for gifts in Huaxia Bank official website, or you can log in to Huaxia Bank's mobile APP to redeem points. Of course, you can also call the customer service hotline of Huaxia Bank directly, and let the manual customer service directly convert the points into gifts. The above three ways can help users redeem points, and users can choose one of them.

For users, it is best to complete the redemption of points within the validity period. After the validity period, the points will be cleared automatically, and there will be no replacement without the exchange system.

First, Huaxia Bank credit card points exchange rules

The validity period of the goods and services provided in the 1. points redemption manual is determined according to the activity date. If Huaxia Bank Credit Card Center terminates or extends the validity period of the activity in advance, the latest notice of Huaxia Bank Credit Card Center shall prevail.

2. After the cardholder's accumulated points reach a certain point specified by Huaxia Bank Credit Card Center, the "convertible points" in his account can be converted into gifts in accordance with the relevant provisions of these Measures. After the redemption is successful, the corresponding points will be deducted from the cardholder's Huaxia credit card points, and the cardholder may not request to change the gift or restore the points.

3. If the cardholder's account or card status is abnormal (including but not limited to inactive, overdue, account card payment suspension, freezing, account cancellation or loss reporting), it is not allowed to redeem points.

4. The types of gifts, redemption standards and redemption rules shall be subject to the latest published or feedback activity catalogue at the time of redemption. Some commodities are redeemed in limited quantities, on a first-come-first-served basis, until the redemption is completed.

5. If the validity period is indicated in the announcement or catalogue of points redemption, it shall not be required to redeem its active commodities after the validity period.

2. Introduction to the method of exchanging Huaxia credit card points for gifts:

A convenient way for Huaxia Bank to exchange credit card points for gifts-online banking points for gifts: Huaxia Bank credit card holders log in to credit card online banking;

1. After logging in successfully, select your favorite gift-click "Redeem Now".

2. Huaxia Bank's traditional way of exchanging credit card points for gifts-customer service phone points for gifts;

3. Huaxia Bank credit card holders call Huaxia Bank's 24-hour customer service hotline-select 1 (Chinese service)-select 4 (cardholder service)-select 6 (point management)-select 2 (point redemption) to redeem credit card points.

Three. Huaxia Bank Credit Card Points Accumulation Rules

1. Huaxia Bank can earn 1 points for every 1 yuan RMB, and 7 points for every 1 yuan USD, and the generated points will take effect on the next day of the billing date of Huaxia Bank Credit Card Center;

2. If you hold two or more Huaxia Bank credit cards, the accumulated points of credit card spending of each card will be calculated together; The points of Huaxia Bank's main credit card and subsidiary credit card can be combined, and the consumption of all Huaxia Bank's main credit cards under the cardholder's name can be combined; If some co-branded cards have special provisions, they will not be combined.

Third, the following items will not be accumulated:

1. Annual fee of Huaxia Credit Card, revolving credit interest, withdrawal fee, interest, expenses arising from overdue repayment (such as liquidated damages and interest) and other expenses agreed in Huaxia Credit Card (Personal Card) Collection Contract;

2. Real estate agents, various motor vehicle dealers, aircraft dealers, wholesalers and insurers; Consumption of tobacco dealers;

3. The consumption of merchants in agriculture, countryside and farmers and preferential merchants in designated counties and townships;

4. Pay the service fees of telecommunications, cable TV and other public utilities (such as pay TV and water and electricity);

5 lottery tickets, hospitals and related medical institutions, schools and government services;

6 government loans, charitable social services and other non-profit expenditure;

7. Pay embassy and consulate fees, legal fees, fines, bail, taxes, etc. ;

Other items designated by Huaxia Bank Credit Card Center will be notified separately.