What you want to ask is how to refund a credit card on Xiaohongshu? The steps are as follows:

1. Open the Xiaohongshu APP and click "Payment Settings" on the "My" page.

2. On the "Payment Settings" page, find the bound credit card and click "Unbind".

3. The system will prompt the user to confirm the unbinding operation, and the user needs to follow the prompts to confirm.

4. After the unbinding is successful, the user needs to contact the corresponding bank or credit card institution to handle the card refund procedure. The specific card withdrawal process and required materials may vary depending on the bank or credit card institution. Users are advised to consult the corresponding bank or credit card institution based on the actual situation.