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Will CITIC Credit Card be charged if it is not activated?
Credit cards of CITIC Bank, except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card and Magic Titanium Card, are free of charge if they are not activated.

The relevant rules of CITIC Credit Card activation are as follows:

1. CITIC Bank Credit Card has a valid period and can be activated at any time during the valid period. No other related fees, including annual fees, will be charged before activation. Expired inactive cards will be cancelled;

2. CITIC Bank's credit card is generally valid for 3-5 years, and there is a logo on the front of the credit card, which can be activated during this period.

What is the credit card limit of CITIC Bank?

The credit card limit of CITIC Bank is generally between 3,000 and 50,000 yuan. The amount of gold card is slightly higher, and the average gold card user can enjoy the amount of 1 10,000 to 50,000 yuan. In addition, if CITIC cardholders want to withdraw cash by credit card, the amount is 50% of the credit card amount.

Generally speaking, the annual fee for not activating CITIC Bank's credit card is mainly in accordance with the above standards. Annual fee is included in the cardholder's repayment bill. In order to prevent personal bad credit caused by overdue payment of annual fees, applicants need to consult the issuing bank in detail when applying for credit cards.