However, for some customers who have no bad credit records, CITIC Bank will provide a small amount of credit beyond the available credit line (that is, overdraft credit line). The specific overdraft limit should be specified when handling the card. You can also directly call the customer service hotline of CITIC Bank Credit Card Center for consultation.
As for the overdraft limit, it varies according to the customer's card usage, but it is generally not recommended to overuse credit cards. If it is overused, it is best to arrange the excess part as soon as possible, otherwise it will affect the personal credit record.
Suggest rational consumption, so as not to affect personal credit records due to inability to repay. I hope my answer is helpful to you.