I have an interview in two days. How to interview with Minsheng Credit Card Agent?

As for the interview, it depends on the specific situation, and I can’t say. But I can give you some suggestions that I hope will be useful to you. First of all, you must have confidence. Let me teach you a way to improve your confidence, which is to get up every morning and recite an article in front of the mirror. This method is also very helpful for practicing eloquence. (But I think in your case, this method is too late.) But there is a quick fix, which is to look in the mirror before you go, until you feel that you are narcissistic about yourself, then set off. (When looking in the mirror, change your clothes and hairstyle when you are dissatisfied with yourself.) Do you think you are afraid of losing your confidence when you are very narcissistic about yourself? As long as you have confidence, speaking skills shouldn't be a big problem. When talking to the interviewer, speak slowly and not too fast. This can cover up your eloquence problems and make people feel calm. Finally, you should calm down. If you are nervous before the interview, take a deep breath before the interview to help calm down and relax.

I am providing you with some information about the company you are going to interview with, so study it yourself! Good luck!

Minsheng Bank

China Minsheng Bank was formally established in Beijing on January 12, 1996. It is the first national joint-stock commercial bank approved by the People's Bank of China under the State Council to be mainly owned by non-state-owned enterprises. It raises equity capital on a promoter basis.

China Minsheng Bank is a new bank under the new mechanism established by the modern enterprise system. It is an independent legal person that operates independently, bears its own risks, is responsible for its own profits and losses, and is self-disciplined. In terms of operation and management, we have achieved clear property rights and clear rights and responsibilities. The scientific and democratic decision-making of the board of directors ensures the correct development direction of the bank. The full play of the role of the shareholders' meeting and the board of directors and supervisors makes the enthusiasm and restraint from the owners a strong vitality and vitality for the development of Minsheng Bank.

China Minsheng Bank mainly serves high-tech, small and medium-sized private enterprises, and fully supports the advantageous enterprises among them to increase their scale and efficiency. In 1998, China Minsheng Bank further proposed non-state-owned, high-tech, and small and medium-sized enterprises as the main target market of Minsheng Bank. The implementation of the bank-wide "Hundred Key Customers Project" marks the beginning of a shift in Minsheng Bank's credit work to the stage of intensive operations. The prosperity of the enterprise has also driven and promoted the development of Minsheng Bank, and a new type of bank-enterprise relationship has begun to form in which we work together to make progress together.

China Minsheng Bank has made innovations in internal control, asset-liability ratio management, human resources management, marketing and financial systems. China Minsheng Bank is the first commercial bank in China's banking industry to prepare financial statements in accordance with international practices for trading and hire Puhua Accounting Company to conduct audits.

Minsheng Credit Card

Card Type

UnionPay+MasterCard/UnionPay+VISA

Currency

RMB+ USD

Bank Card Level

Gold Card

Consumption Verification Method

Signature/Signature + Password

Year Fee

RMB 300.00

Damaged card replacement fee

RMB 20.00

Over-limit fee

If you use the card beyond the credit limit, the portion exceeding the credit limit will be charged an annual interest rate of 5.00% on a daily basis

Minimum RMB 10.00/USD 1.00

Cash advance handling fee

< p>Free

Late fee

5.00% of the unpaid minimum payment amount

Minimum RMB 10.00/USD 1.00

Handling fee for retrieving signature statements

Domestic originals: RMB 50.00

Foreign originals: USD 25.00

SMS service fee

RMB 3.00< /p>

Overpayment recovery handling fee

Free

Lost reporting handling fee

RMB 80.00

Replacement Statement handling fee

RMB 10.00

[Hide] Annual fee exemption rules

The first year annual fee is waived, and the annual fee for the next year is waived by swiping the card 8 times .

[Hidden] Function

Dual-currency credit card gives you the pleasure of traveling around the world

Minsheng Credit Card has dual accounts in RMB and US dollars, and domestic and overseas settlements are automatically converted. You can pay overseas consumption in dual currencies, allowing you to experience the convenience of global travel.

Revolving credit advanced consumption for convenient financial management

Minsheng Credit Card will flexibly grant quotas based on your credit status. You can consume within the credit limit first and repay later, and enjoy up to 51 interest-free repayment period. During holidays and when customers go abroad, Minsheng will take the initiative to increase the temporary limit for customers, and will also actively increase the limit for customers who continue to use their cards in good condition.

Minsheng 1+1 smart repayment saves time and worry

You only need to apply for a Minsheng savings card (i.e. debit card) as our bank’s credit card automatic repayment account. We The money will be automatically transferred from the savings card account to the credit card account on the final repayment day for current repayment, eliminating the worry of not having time to repay in your busy work life.

Customer service hotline listens to your needs 24 hours a day

Minsheng Credit Card 24-hour customer service hotline: 95568 or 800-810-8008, providing you with comprehensive and convenient services anytime and anywhere.

Minsheng’s cash advance will help you meet your emergencies

You can use your Minsheng credit card to easily withdraw cash at ATMs with the UnionPay logo in the country and VISA or MasterCard logo overseas. Solve unexpected needs.

Report the loss by phone to avoid the risk of theft in time

If you find that your Minsheng Credit Card is lost, please call the Minsheng Credit Card customer service hotline immediately to report the loss. Credit card risks incurred by transactions other than your own after the credit card loss report takes effect will be borne by China Minsheng Bank, and we will issue a new card to you as soon as possible upon your request.

Optional signature/password ensures safe use

Minsheng Credit Card has the optional function of swiping the card with signature or signature plus password, making your credit card use more flexible and safer.

SMS transaction confirmation gives you peace of mind when using the card

Minsheng Credit Card has a transaction SMS notification function. You can receive SMS notification service for all transactions, so that you can keep track of changes in your credit card account at any time. (This service is free before December 31, 2005)

Combined points allow you to redeem more surprises

Minsheng has launched a points accumulation system for cooperative merchants. The consumption points can be accumulated together, so that you will have the opportunity to redeem more exquisite gifts or airline miles.

[Hide] Features

Travel booking service allows you to relax

Call the Minsheng customer service hotline to enjoy the Minsheng Business Travel Reservation Center. Discounts for booking air tickets and hotel services.

Car rescue services relieve your worries

When your car breaks down, call the Minsheng Customer Service Center. Credit card customers of different card types will receive corresponding preferential car rescue services.

Swipe your card to get a gift of high-value aviation insurance

If you use a Minsheng credit card to pay for the full air ticket of yourself (and your accompanying spouse and children) or more than 80% (inclusive) of the tour group By paying the fee, you can receive high-value aviation accident insurance for free.

Exclusive private lawyer services for Zunzhong Gold Card

If customers who hold Minsheng Credit Card Gold Card encounter legal disputes, they can call the Minsheng Customer Service Center to obtain the advice of senior authoritative and professional lawyers. Discounted services.

Global emergency assistance makes your journey worry-free

If you lose your credit card overseas, you can call VISA or MasterCard’s global emergency service number to enjoy emergency cash withdrawals, emergency card replacement, etc. Service.

[Hide] Application conditions

Basic application conditions for Minsheng Jinpu Credit Card:

1 A natural person with full civil capacity and repayment ability

2 Meet the following basic conditions at the same time:

1) Aged between 18 and 65 years old

2) Have a stable career and income, good credit status, and the ability to repay on time Ability to pay principal and interest

Basic application conditions for Minsheng Bank credit card supplementary card:

1 Natural person with full capacity for civil conduct or limited capacity for civil conduct

2 years Over 13 years old

3 Applicants for supplementary cards who are under 16 years old must provide a copy of their household registration book when applying.

Special reminder: Supplementary card applicants may not necessarily be related to the primary cardholder.

[Hide] Value-added services