(1) asset category: a. access criteria: financial assets reached the standard at the end of the latest month (200,000 wealth management, 2 million wealth management and 8 million private banks), which will take effect at the beginning of the next month. B. Exit criteria: failure to meet the standards on any day for 6 consecutive months (that is, failure to meet the standards on any day for 6 consecutive months), and exit at the end of the next month (that is, about 7 months in total).
(2) Loans: a. Admission criteria: the loan balance in the current month reaches the standard (500,000 yuan for wealth management, 2 million yuan for wealth management and 8 million yuan for private banks), which will take effect at the beginning of the next month. B. Exit criteria: if you fail to meet the standards on any day for 6 consecutive months, you will quit at the end of the month.
(3) Credit card category:
Admission standard: the accumulated consumption of credit cards reached the standard in the past 12 months (the accumulated consumption reached 50,000 yuan, and all customers who met the standard were wealth managers), which took effect at the beginning of the next month.
Extended data:
Gold speculation:
Since the Bank of China launched the "Huang Jinbao" business for individual investors in Shanghai, gold speculation has been a hot spot in the personal financial market, which has attracted investors' attention and recognition. Especially in the past two years, the international gold price has continued to rise. It can be predicted that with the gradual opening of the domestic gold investment field, the future gold demand growth potential is huge.
Especially after 2004, the pricing method of domestic gold jewelry will gradually change from the integration of price and fee to the separation of price and fee, and the 5% consumption tax on gold jewelry is expected to be abolished, which will greatly promote the increase of gold investment, and the gold speculation business will surely become a bright spot in the field of personal financial management and truly enter the golden age of investment and financial management.
Baidu encyclopedia-wealth management