There are many applicants for credit cards, which can be roughly divided into single people and married people according to their marital status. No matter which one, they definitely hope to pass the examination, but it is said that being married will be better than being single. Is this really the case? I will decrypt it for everyone today. Is it easier to get a credit card if you are married than if you are single? Relatively speaking, married people will get extra points when they apply for credit cards. In the bank's bonus table, married people score higher than single people. After all, in the eyes of banks, married people have formed a family, their work and life are relatively stable, and they will not easily change places or move, and their income is based on the family, which is the income of both husband and wife. However, single people are not hungry when they are full, have no family responsibilities, live a more unrestrained life, and come as they please, and many of them will often change jobs or move. Coupled with a person's limited income, naturally not as strong as married people. However, marital status is only one of the reference factors for credit card examination, and what banks are interested in is the applicant's credit and repayment ability. After all, credit card examination and approval is also based on personal credit conditions, which has nothing to do with family. If single people have strong hard conditions, it may be easier to examine than married people. Therefore, no matter whether a single person or a married person wants a credit card to pass the examination smoothly, none of these conditions can be less: 1. To maintain a good credit, in addition to serious overdue, the number of hard inquiry records cannot be too many; 2. The personal debt ratio cannot exceed 5%. Before applying for a card, it is best to check the credit information, settle the small loan or credit card arrears, and release the repayment ability; 3. Don't change jobs or move frequently before applying for the card. It is best to apply for the card after working in the current unit for 6 months. The above is the introduction of "Is it better to apply for a credit card if you are married than if you are single?" I hope it will help you.