the calculation of the settlement date of credit cards is generally based on the repayment date of credit cards, and the 25th day is the settlement date, which is generally calculated according to this rule. Credit card billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses in your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement for you. This date is the billing statement of your credit card. The bill settlement date of each bank is different, and the longest is the card that has just been swiped on the billing date, which will be recorded in the next month's bill and repaid next month, which is the longest repayment date. The shortest is the card that is swiped on the billing date, which will be charged to this month's bill, and will be repaid this month, which is the shortest repayment date.

different banks have different interest-free repayment periods. Generally, the repayment date is 2 to 5 days after the bill date, which means that about 2 days after the bill date of the current month is the repayment date. If the billing date is May 23, you can enjoy the longest interest-free period by swiping your card on May 24, and then decrease it in turn. After billing every month, you can pay off the arrears according to the repayment date stipulated by the bank. If you don't pay off the arrears in full, you can't enjoy the interest-free period.

Your billing date and repayment date can be adjusted through consultation with the bank. If you find the date troublesome and difficult to remember, you can adjust the date, and bind your personal bank card and credit card to start automatic repayment service, so that you will not delay repayment.

For example, the bank's settlement is from the 1st to the end of each month. For example, if you spend money on November 1st, then the bill for this month will be issued on November 31st, and then you must make repayment (repayment date) before December 2th. Your repayment before December 2th is interest-free. If not, there will be interest and bad records. If you spend on November 3th, the repayment date is also December 2th. And so on. As a reminder, the repayment date and billing date of each bank are different. The regulations of different banks are slightly different. The latest repayment date is generally 2 or 24 days after the bill date.