Your conditions are already very good. Generally, you can apply. To apply for a credit card, you mainly need to meet the following conditions, and you basically meet them. The limit depends on the bank’s approval. The more financial proof you provide, the more The more, the higher the amount.

Application location: 1. Local bank branches; 2. Bank credit card center staff; 3. ICBC, China Construction Bank, etc. support application on online banking.

Application conditions: 1. Be at least 18 years old; 2. Have stable repayment ability.

Submit proofs: 1. ID card; 2. Proof of work or income; 3. Proof of assets such as real estate, vehicles, etc. under your own name; 4. Credit cards from other banks, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.

You need to fill in the application form, work phone number, home phone number and personal mobile phone number; two contacts (one relative and one friend) and their mobile phone numbers and landline numbers. In addition, ICBC and other banks will assess the star rating based on your assets in ICBC, and determine whether to issue a card based on the star rating.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit will make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it will be for the bank to issue the card.

First find a credit card salesperson or lobby teller to fill out an application form. The other party will probably approve the card based on your conditions, so they will usually ask you to fill in the application form. After filling in the form, you will have hope, and then submit the above information, etc. The bank's approval, whether to approve the card and the card limit, depends on the bank's comprehensive score for you (there are special scoring standards, and the score must be sufficient). After submitting the form, you can enter your ID number on the bank’s official website to check the application progress.