Bank of Communications credit card cannot apply for deferred repayment. In case of repayment pressure, you can apply for bill installment.

Call the Bank of Communications Credit Card Center, select "Credit Card" and then "Manual Service", and the Bank of Communications Credit Card Customer Service Specialist will accept the user's business application;

Users can also log in to Bank of Communications credit card online banking and use the self-service function of Bank of Communications credit card consumption installment business.

Note: there is an extra handling fee for installment, please know when consulting.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.