This kind of behavior is illegal cash-out. There will be losses. If it is audited by the UnionPay system, the amount swiped will be deducted, and your POS machine or payment code will be restricted, and you may even be banned from using it. And the handling fees during this period are also your losses. So it is not recommended that you continue this behavior. Even if the amount of cash out is too large, it can easily escalate to a financial crime, and you will need to bear criminal liability. Therefore, it is recommended that you collect payments for normal consumption and do not engage in illegal cash-out.