Both real estate and cars can be used as proof of property when applying for a credit card, and are very helpful in improving the applicant's overall personal score. Although a car loan is a debt, as long as the repayment status is normal and there are no overdue or other delinquencies, Credit history will not affect credit card applications, and the resulting negative points in personal comprehensive scores can also be offset by advantages in assets such as real estate and cars. However, applying for a credit card generally requires the applicant to have a stable job and income and provide corresponding proof of work and income, so if you do not have a job, it may still be difficult to apply; of course, if you have a stable job and income, you just cannot provide proof. , you should be able to apply online, just fill in your work unit information directly, and you don’t need to issue a separate certificate; if you don’t have your work unit information, you may not be able to apply online. It is recommended to consult the staff at a local bank branch to see if you can Whether to apply for a credit card based on the real estate certificate, car driving license and other materials.