1, it is suggested to call the bank's customer service first to find out the freezing reason and unfreezing method, subject to the bank.
2, a single money laundering is not a credit problem, but a crime, and it needs to bear corresponding legal responsibilities. Money laundering: Whoever knowingly conceals or conceals the source and nature of the proceeds of drug crimes, organized crimes of underworld nature, terrorist activities, smuggling crimes, corruption and bribery crimes, crimes of disrupting financial management order and financial fraud crimes, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also, or shall only, be fined not less than 5% but not more than 20% of the money laundered.
(a) to provide funds account; (2) Assisting in converting property into cash, financial bills and securities; (three) to assist the transfer of funds through transfer or other settlement methods; (four) to assist the remittance of funds abroad; (5) concealing or disguising the source and nature of the proceeds of crime and their proceeds by other means. "If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years.
A bank card is frozen by the judiciary in two cases: 1. Be sued by others and apply for property preservation. Refusing to execute a court decision after it takes effect. When the defendant is involved in bank loans overdue, general civil litigation or illegal crime, the court can freeze the defendant's bank account or seal up movable and immovable property as long as the plaintiff applies for freezing. Freezing and sealing up are only different in form, but they are essentially the same legal means.
The main objects of judicial freezing include: funds and deposits in the parties' capital accounts and bank accounts; Securities in the securities account; Movable property (such as office equipment), immovable property (such as houses), specific movable property (such as cars) and other property rights (such as equity); Important evidence that has great influence on case investigation, plays a key role in case characterization and is irreplaceable or unique.
Article 100 of the Civil Procedure Law The people's court may, on the application of the other party, order the property preservation, order it to do certain acts or prohibit it from doing certain acts in a case that may cause difficulties in the execution of a judgment or cause other damage to the parties. Article 242nd of the Civil Procedure Law If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. From the relevant units.