Question 1: I am going to study in the UK soon. How can I apply for a bank card? Should I apply for it at home or go to the UK? Which bank is the best? It is recommended to apply for the Bank of China's British Pound Dual Currency Card, with one main card and one secondary card. You can spend pounds in the UK and repay RMB at home at home. It is a master card and can be used wherever there is a POS machine. It will be accepted. The annual fee is waived if you use the primary card and the secondary card five times. As long as you do not withdraw cash, there is no handling fee. It is also very safe and has a good reputation among international students in the UK.
It is appropriate to take some cash or a money order, and apply for a local bank card after going to the UK. Of course, if you don't mind, you don't need to apply for a card there, as the interest rate is not high. But remember, if you want to visit Europe, you need to provide a statement from a local bank in the UK when applying for a Schengen visa, so you need to apply for a card when you go. Many things there require a bank statement as proof of address, so getting one is a good choice. When applying for a card, remember to choose a bank with more local branches. The processing there will be slower. When there are many international students, the bank with more branches will accept the card faster.
In addition, do not take RMB abroad. You must exchange it for pounds at home and take it with you. Other currencies are not very useful. If you want to go to Europe, you can bring some euros, but it is really not necessary. You can exchange them with pounds at the Bereau de Change over there. They are everywhere, so it is very convenient.
In addition, credit card shopping is very popular in the UK, and large purchases can be completed by credit card. Just remember to change some small pounds to take with you, anything from 5 to 10 pounds will do, for taking the bus or something like that. Taking a 50 pound note on the bus will scare the driver.
Question 2: What bank cards do you need to apply for when going to the UK? Bank of China currently has two credit cards:
1. International card
There is a pound card. This card is a quasi-credit card that requires a deposit and can be used for deposits and consumption.
You can leave the card number at home, or apply for an additional card at the same time. Parents hold the main card, and you hold the additional card, which will be returned to you according to the bill every month.
2. EMV single currency credit card
This card is a "USD accounting cum VISA cum Bank of China single channel card". It can only be used through overseas VISA/or Bank of China channels, and UnionPay cannot be used.
You can choose single USD or single RMB settlement.
That is to say, your credit card will be automatically converted into U.S. dollars or RMB when you spend abroad (overseas only), and you can enjoy an interest-free period and cash rebates (limited to USD 500 per month). , and the currency conversion fee of 1.5 is automatically waived.
If you apply within this year, the annual fee will be waived for life.
3. After spending money abroad, you can repay the money locally at home. If you choose an international card, you will need to exchange it into pounds before returning it. This is not required if you choose an EMV credit card.
4. When using a credit card abroad, it is not recommended to withdraw cash or transfer funds directly. The handling fee is too high.
Question 3: What kind of bank card should I apply for when studying in the UK? Visa or Master are both acceptable. Both are credit cards with international payment functions. Generally, credit cards are used to exchange RMB and US dollars. A few banks, such as Bank of China, China Everbright, and Minsheng, have dual-currency credit cards that offer RMB and GBP. Credit card withdrawals are very expensive. After arriving in the UK, find a bank near the school to apply for a debit card.
Question 4: Can I apply for a savings card from a local bank in the UK when I study in the UK? What documents are needed to apply for a bank card in the UK?
Before officially applying for a bank card, students You can first get some basic information about the major banks in the UK to help you choose the right bank and bank card type. There are five commonly seen banks in the UK: Barclays, Lloyds, TSB, NatWest and HSBC. Domestic banks such as ICBC and Bank of China can also be found in some big cities such as London.
Many students at Barclays are familiar with it. Barclays Bank can open an account through Standard Chartered in China, and it is the first choice for many international students.
Lloyds and TSB were actually the same bank a few years ago and were only "separated" in 2013. The application procedures for Lloyds and TSB are very simple, and the monthly interest rates are high, making it more cost-effective to save money.
The advantage of NatWest is that the application threshold is low and accounts are generally given. Everyone should be familiar with HSBC. It is HSBC. It has many branches in the UK and is often used by international students.
Due to the rigor of British culture, it is relatively cumbersome for international students to apply for a local bank card, and a lot of materials are required! Therefore, to ensure a smooth process, all children should prepare carefully Great, these materials!
1. Proof of identity (Identification), the most commonly used one is passport (Passport)
2. Proof of your address in the UK address), for example: letter of introduction for UK banking facilities issued by the school, if you live on campus, the lease contract of the school dormitory (Acmodation Contract Offer), Lease contracts and bills for rented houses, etc.
3. A Bank Letter issued by the school to prove your student status. This letter can be issued directly from the school’s Student Service.
In addition to the above materials, friends can also bring the CAS issued by the school (i.e. the school’s unconditional admission notice), bank card application appointment form, 2-inch passport photo, cash and check as Assistance to ensure the smoothness of card application.
Process
1. Go to the bank’s Information desk
in advance to make an appointment. It should be noted here that the business hours of British banks are from 9:30 am to 5:00 pm on weekdays from Monday to Friday, and they are completely closed on weekends. In addition, Bank
holidays (usually Mondays) and major holidays are also closed.
2. Arrive on time according to the time on the reservation form, and then receive one-to-one five-star service. If your English is not very good, you can go in with your good friends. The staff will briefly browse the information you have prepared, then ask you why you applied for the card, and then they will be able to determine the type of account you are suitable for opening. At the same time, you can also ask a few more questions, such as whether the account charges monthly fees or other fees.
If there are monthly fees and other fees, and you think it is not cost-effective, you can ask him to recommend several models. The staff will carefully help you input a series of information to be filled into the computer, and then make a copy of relevant important documents and certification letters for backup. This process may take a long time, but please wait patiently. At this moment, you are enjoying the service and practicing your speaking for free.
3. British cards are generally divided into two accounts: Saving Account and Current Account. The most commonly used one is Current Account. This is the main account we usually use for credit card shopping. How much money you need can be transferred from Saving Account to Current Account.
4. The bank staff will ask you if you have cash or checks or money orders that you want to deposit into your new account (even if you don't want to deposit at that time, you must have at least 1 pound in the account).
You just need to hand over the money and check to them, and they will use the machine to count it several times, then take you to the counter to queue up again, and then deposit the money into the account you just opened with the help of the counter staff. Open a good account and save good money. If you also want to open online banking or mobile banking and other services, you can also do it at the same time, and these services...gt;gt;
Question 5: What are the requirements for international students to apply for bank cards in the UK? Which bank card is better to apply for? There are four commonly seen banks in the UK: Barclay, Lloyds TSB, Natwest and HSBC.
However, in the past two years, we can also see some domestic banks, such as Industrial and Commercial Bank of China and Bank of China.
The easiest application procedure is Lloyds TSB, and you can basically open an account on the same day. Another advantage is that the monthly interest rate is very high, making saving money very cost-effective.
For students who are going to study abroad for the first time, if they feel that their spoken English is not very good, they can apply for a BE Education co-branded card issued by Industrial and Commercial Bank of China (ICBC) in China. This card supports consumption tax rebates. , and it has also cooperated with American Express to develop an electronic traveler's check, which supports overseas consumption and can be recharged repeatedly. It is quite suitable for international students who have not opened a bank account abroad.
The advantage of Natwest is that the application threshold is low and accounts are generally given. The waiting period for applying for Barclay is relatively long, sometimes even 4 or 5 months, and bank letters are often not sent on time. In addition, its application is relatively harsh on students, and if there is any information error, it will be directly declined.
——Refer to Hurun Report's "Guide to Famous Schools - 2013 Famous British Schools" Strategy for Studying in the UK
Question 6: Which bank card is better to use when going to the UK? Bank of China's Great Wall International Credit Card and With the Global Pass Card, if the mother card is in China, you can take the daughter card out with you. After consumption, your family members in China can repay the money, and the repayment will be automatically settled in RMB, eliminating the need for complicated procedures such as purchasing foreign exchange. For details, please consult the nearest Bank of China. . .
Question 7: Which bank card is best for studying in the UK? Hello! The Hua Xia Debit Card issued by Hua Xia Bank does not charge an annual fee, and the first overseas ATM withdrawal is free of charge every day.
Question 8: What kind of bank card should I apply for when studying in the UK? You are so stupid. It is best to only swipe the pound card and do not withdraw cash...
When you go to the UK, apply for a local HSBC. Bank card, deposit the money order, and it will arrive in your account in about a week. The 2,000 pounds in cash is what you used before you had the card...
PS, the Bank of China pound card can be used without it. Don't use it, especially in places like China Town and Chinese restaurants, it is easy for someone to steal your card, and the service of China Bank is not good... You can only bear the loss yourself... PS, let your parents set a payment limit... If you lose it, you won't lose too much... When you apply for a local card in the UK, there will be card theft insurance. If the card is stolen and swiped, the insurance company will bear the loss for you..
Question 9: What kind of card do I need to apply for to study in the UK? A police station registration letter
The police station registration letter is not so much a card as it is a letter. The letter clearly states personal information such as name, nationality and so on. According to official requirements, you must register at the local police station with your passport within 7 days of arriving in the UK. Not only that, if your residential address or visa type changes, you must also go to the police station to change the information within 7 days. Remember, you must update the information in time, otherwise the consequences will be serious.
Bank cards
Bank cards are a must-have for international students in the UK. When studying and living in the UK, few people carry more than 20 pounds of cash with them. One is for safety, and the other is because bank cards are very convenient to use and there is no need to carry a heavy wallet around. Barclays, HSBC, and TSB are all relatively widely distributed banks in the UK.
When applying for a bank card, you should bring your passport and school registration letter with you, as well as documents proving your address. During busy business periods, it is recommended that you go to the bank counter to make an appointment first to avoid wasting a lot of time waiting in line.
Young Person Card
Young Person Card is a train discount card specially designed for young people aged 16-25. Holders of this card can enjoy a 30% discount when purchasing train tickets. To apply, you only need to bring your passport and two-inch photo to the local train station to fill out the form. Full-time students over 25 years old can also apply for this card with a certificate of enrollment issued by the school.
Oyster Card
Students studying abroad in London, England, must apply for an Oyster Card. You can rely on it to take buses and subways in London. You can apply for a student card by bringing your student ID card, and you will get corresponding discounts on transportation. This can be done at any London Underground station.
NUS Card
NUS Card is a student discount card in the UK. With this card, you can enjoy student discounts in some shops and restaurants. Moreover, some stores will clearly indicate that they only accept NUS Card and do not accept other student cards. To apply for this card, you can go directly to the official website.
Test Card
In the UK, Test Card is affectionately called “foodie card” by international students. When dining at restaurants on the official list (there are still many restaurants included), as long as you present this card at checkout, you can enjoy half-price discounts on all meals except drinks. And it’s very humane to let all foodies try it for free for one month. Even the annual fee is only a little over 30 pounds. In a place like the UK, where you tremble when you swipe your credit card at a restaurant, you can get your money back by eating just two meals. The application is very simple, just go to the official website to register.
These cards can still bring some convenience to everyone in the life of international students in the UK. International students going to the UK may wish to apply for them if you have the opportunity. I believe it will bring a lot of convenience to your life of studying in the UK.
Question 10: How to apply for a bank card in the UK? It is recommended to apply for the Bank of China's pound dual currency card. One main card and one secondary card. You can spend pounds in the UK and repay RMB at home at home. It is a master card. As long as there is a POS machine, you can swipe it and it will be accepted. The annual fee is waived if the primary card and secondary card are used five times. As long as no cash is withdrawn, there is no handling fee. It is also very safe and has a good reputation among international students in the UK.
It is appropriate to take some cash or a money order, and apply for a local bank card after going to the UK. Of course, if you don't mind, you don't need to apply for a card there, as the interest rate is not high. But remember, if you want to visit Europe, you need to provide a statement from a local bank in the UK when applying for a Schengen visa, so you need to apply for a card when you go. Many things there require a bank statement as proof of address, so getting one is a good choice. When applying for a card, remember to choose a bank with more local branches. The processing there will be slower. When there are many international students, the bank with more branches will accept the card faster.
In addition, do not take RMB abroad. You must exchange it for pounds at home and take it with you. Other currencies are not very useful. If you want to go to Europe, you can bring some euros, but it is really not necessary. You can exchange them with pounds at the Bereau de Change over there. They are everywhere, so it is very convenient.
In addition, credit card shopping is very popular in the UK, and large purchases can be completed by swiping cards. Just remember to bring some small-denominated pounds with you, anything from 5 to 10 pounds will do, for taking the bus or something like that. Taking a 50-pound note on the bus will scare the driver.