1. According to product accumulation classification:

(1) BOC series credit cards, Great Wall series credit cards, ordinary cards, gold cards and titanium cards accumulate 1 point for every consumption of 1 yuan RMB (except BOC Credit Card, Air China Companion);

(2) platinum series credit cards, unlimited credit cards, great wall diamond credit cards and great wall world pole credit cards accumulate 1 point for every 1 yuan RMB spent in China (excluding Hong Kong, Macao and Taiwan), and double points for other countries and regions.

(3) Great Wall American Express Private Bank Credit Card accumulates 2 points for every 1 yuan RMB spent in China and other countries and regions.

(4) Air China Zhiyin Bank of China Credit Card accumulates 1.5 points for every 1 yuan RMB spent (1 point is automatically converted into Air China mileage as the "Future Wan Li" plan, and .5 point is accumulated into the trading points account in my name).

(5) Holding car cards (including Great Wall Global Love Car Credit Card, Hutong Credit Card, Bank of China Express Credit Card and Bank of China Liaotong Credit Card) at any gas station in China (refueling merchants with MCC of 5172, 5541 and 5542) can get .5 points for spending money in 1 yuan.

(6) The Great Wall Enterprise Business Card will accumulate 1 point for each consumption of 25 yuan RMB; The financial official card and the Great Wall unit card will accumulate 1 point for each consumption of 1 yuan RMB.

(7) China Mobile Credit Card Platinum Card accumulates 1.5 points for every RMB spent in China (excluding Hong Kong, Macao and Taiwan), and double points for other countries and regions.

(8) All credit cards (such as airline co-branded cards, Ctrip co-branded cards, etc.) with automatic points redemption function will automatically convert their consumption points (unless otherwise specified) into products or services (such as airline miles, Ctrip gift cards, etc.) of the corresponding cooperative institutions on the billing date of each month, and the conversion ratio shall be subject to the co-branded card rules; Its marketing points will not be automatically redeemed, but cardholders can actively redeem them through BOC points redemption channels, and the redemption rules shall be subject to the publicity of points redemption channels.

if the above credit card consumption is insufficient, 1 yuan will not accumulate trading points.

2. According to the cumulative classification of foreign currencies:

(1) For credit cards with USD currency, the total consumption of ordinary cards, gold cards and titanium cards is 7 points, and the total consumption of platinum series credit cards, unlimited credit cards, Great Wall Diamond credit cards, Great Wall World Pole credit cards and Great Wall American Express private bank credit cards is 14 points.

(2) For credit cards in yen currency, the total cost of ordinary cards, gold cards and titanium cards is 14 yen, and the total cost of platinum series credit cards, unlimited credit cards, Great Wall Diamond credit cards, Great Wall World Pole credit cards and Great Wall American Express private bank credit cards is 14 yen, resulting in 2 points.

(3) For credit cards with euro currency, the total score is 7 points for ordinary cards, gold cards and titanium cards, and 14 points for platinum series credit cards, unlimited credit cards, Great Wall Diamond credit cards, Great Wall World Pole credit cards and Great Wall American Express private bank credit cards.

(4) For credit cards in pound sterling, 1 points will be accumulated for ordinary cards, gold cards and titanium cards, and 2 points will be accumulated for platinum series credit cards, unlimited credit cards, Great Wall Diamond credit cards, Great Wall World Pole credit cards and Great Wall American Express private bank credit cards.

(5) For credit cards in Australian dollar currency, the total consumption of ordinary cards, gold cards and titanium cards is 5 points, and the total consumption of platinum series credit cards, unlimited credit cards, Great Wall Diamond credit cards, Great Wall World Pole credit cards and Great Wall American Express private bank credit cards is 1 points.

(6) For credit cards in Hong Kong dollars, 1 point will be accumulated for ordinary cards, gold cards and titanium cards, and 2 points will be accumulated for platinum series credit cards, unlimited credit cards, Great Wall Diamond credit cards, Great Wall World Pole credit cards and Great Wall American Express private bank credit cards.

(7) If the Great Wall Enterprise spends $3 on its official card, it will be 1 point.

3. Cumulative rules for installment payment business:

When installment payment transactions of BOC (Great Wall) series credit cards are deducted from the account in each installment, points will be generated according to the installment amount recorded, and 1 point will be accumulated for each 1 yuan RMB; If the customer applies for one-time repayment in advance, points will be generated according to the recorded amount of one-time repayment.

4. Accumulated trading points are not allowed for the following items:

(1) various interest and handling fees stipulated in the articles of association of China Bank's credit card or the collection contract, including but not limited to the annual credit card fee, cash withdrawal fee, overdraft interest, liquidated damages and other credit card charges;

(2) Credit card transfer, cash withdrawal, deposit (repayment), withholding, payment on behalf of others, credit balance return, and manual bill pressing transactions;

(3) online banking and telephone banking;

(4) low or zero discount rate and special types of merchant consumption, including but not limited to real estate, automobile sales, wholesale transactions, public hospitals, public schools, junior and higher schools, government services, charity and public undertakings, non-profit undertakings and other industries, as well as financial and government payment transactions (such as insurance, fines, investment, bail, tax payment, etc.).

(5) The acquirer has set up a white list of special billing marks, preferential categories, reduced or non-standard billing according to the relevant specifications of China UnionPay and other relevant institutions;

(6) the consumption of credit cards by merchants of third-party payment platforms;

(7) Merchant consumption whose MCC code of merchant category is not listed in China UnionPay merchant category code;

(8) Consumption of UnionPay brand credit cards through domestic online transactions;

5. Other rules for the accumulation of points:

(1) There is a cap on the points of consumer transactions during the billing period: for cards with a credit limit of more than 5, yuan, it is capped at 3% of the credit limit, that is, domestic consumer transactions that have accumulated more than 3% of their credit limit during the billing period will not accumulate points; For cards with a quota of less than or equal to 5, yuan or zero, the accumulated points of domestic consumer transactions will reach 15, during the billing period.

(2) If the goods or services purchased by credit card are returned for any reason, or the money is returned due to bill signing disputes or other reasons, China Bank will deduct the accumulated trading points at that time.

(3) Participate in the integral marketing activities carried out by China Bank from time to time, and during the marketing activities, meet the activity rules and meet the conditions of integral accumulation, and accumulate the points according to the amount stipulated in the activity rules.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to consult and handle related business.