No.

However, CCB has cash installment business. Cash installment means that the cardholder applies to CCB to use its Long Card credit card to withdraw small amounts of funds and repay them in equal installments. After approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will pay according to the payment within the agreed period. A business that requires monthly repayments and a certain handling fee. The maximum cash installment application amount shall not exceed the cardholder's available credit limit and the cumulative amount shall not exceed RMB 50,000. If you need 10,000 yuan and the available fixed quota reaches 10,000 yuan, you can apply for a cash installment of 10,000 yuan. After submitting the application, CCB will independently review the application for cash installment and decide whether to grant the installment quota and the amount. For cash installments, you can freely choose 3, 6, 12, 18, and 24 installments, and the corresponding base rates are 0.81, 0.75, 0.75, 0.75, and 0.75 respectively (Note: monthly handling fee = total installment amount * handling rate , will be credited and collected on each billing date after the installment.)

The approval result will be available immediately after application. If approved, the money will be directly transferred to your designated CCB savings account. You can Withdraw from a savings account. Thereafter, the monthly installment amount will be repaid. For example, if you apply for 10,000 yuan in 12 installments, the amount to be repaid in each installment is: 10,000÷12 10,000×0.75=833.33 75=908.33 yuan.