Defrauding credit card "repayers" is a new type of fraud. That is, the cardholder takes the card to the repayer, and the repayer deposits money into the card to earn handling fees. After depositing the money, the deposited funds are swiped out. However, some cardholders immediately report the loss of their bank card after successful repayment, so that the repayer cannot withdraw the deposited money. This kind of behavior will usually be convicted and sentenced by the court as fraud. Since the consultant's question was not clearly described, if the above situation occurs, he may be suspected of fraud.

Article 266 of the "Criminal Law" stipulates that whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or solely be fined; if the amount is huge or there are other If the circumstances are serious, the offender shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or have property confiscated. If this law provides otherwise, the provisions shall prevail.