China Merchants Bank's credit card may still be rejected if it passes the face-to-face examination in the first instance, because there will be face-to-face examination and final examination after the first instance. Generally, the first trial is passed, but the face-to-face visa is rejected, mostly because the information is untrue and there is fraud, so as long as all the information you provide is true and complete, the probability of being rejected is very small. I need to bring my original ID card to the counter of China Merchants Bank when I face-to-face, and whether I can issue the card after face-to-face is subject to the final audit result.

passing the preliminary examination means that the conditions of the preliminary examination are in line with the regulations of the bank, but it does not mean that the card can be issued. The credit card examination of China Merchants Bank is divided into three steps, and the repayment ability and credit qualification examination will be considered only after passing the preliminary examination.

The conditions for applying for China Merchants Bank's credit card are as follows:

1. China residents, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct and have good credit standing can apply to the card issuer for a personal card of China Merchants Bank's credit card with their valid identity documents.

2. The main cardholder of personal card can apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the issuing bank.

3. It should be noted that the cardholder of the supplementary card can apply for cancellation of the supplementary card at any time.

4. The supplementary card holder and the main card holder * * * use the same account credit line, and the main card holder can set the usage limit of the supplementary card in a billing cycle in the account credit line.

The specific application materials to be provided are as follows:

1. Identity certificate: the cardholder's own valid identity certificate, and the soldier needs to provide a copy of the military card.

2. Legal and valid work income certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the company official seal or personnel seal), or a copy of work permit/license.

3. Personal proof of existing financial resources: payroll records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments, and other materials that can prove your financial level.

Generally, the application for China Merchants Bank credit card is passed in the first instance. Note that credit cards are generally available for proof of good credit and repayment ability, and it takes 7-15 days to get the credit card.